{"id":72612,"date":"2016-08-02T14:30:50","date_gmt":"2016-08-02T11:30:50","guid":{"rendered":"http:\/\/indrumari-juridice.eu\/indrumarijuridice\/?p=72612"},"modified":"2020-03-19T14:11:20","modified_gmt":"2020-03-19T12:11:20","slug":"ce-fac-daca-asigurare-la-carpatica-este-polita-valabila-de-la-cine-obtin-despagubiri-avocat-cuculis","status":"publish","type":"post","link":"https:\/\/indrumari-juridice.eu\/indrumarijuridice\/ce-fac-daca-asigurare-la-carpatica-este-polita-valabila-de-la-cine-obtin-despagubiri-avocat-cuculis\/","title":{"rendered":"Ce Fac Daca Am Asigurare La Carpatica? Este Polita Valabila? De La Cine Obtin Despagubiri? Avocat Cuculis"},"content":{"rendered":"

Informatii Importante Daca Aveti Polita De Asigurare La Carpatica – Avocat Cuculis<\/h2>\n
In perioada anterioara apropierii falimentului Carpatica, venit dupa retragerea autorizatiei de functionare si restrangerea pana la suprimare a dreptului de a emite polite, sa nu uitam ca si Astra Asigurari a avut aceeasi soarta.Astfel trebuie sa mentioan ca toti clien\u021bii Carpatica Asig sunt proteja\u021bi de lege, astfel c\u0103 ace\u0219tia \u00ee\u0219i vor putea recupera o parte din sumele pl\u0103tite(si spunem o parte fiindca doar cele garantate de catre ASF vor primi verde la despagubire), iar dosarele de daun\u0103 le vor fi rezolvate conform intelegerii contractuale.<\/div>\n
Cei care nu primesc raspuns favorabil, vor ajunge ca cheme in judecata ASF.<\/div>\n
<\/div>\n
<\/div>\n
\n

Probabil cel mai important aspect al situtiei, este ca poli\u021bele deja emise r\u0103m\u00e2n valabile! Informatia provine chiar de la ASF.<\/strong><\/span><\/em><\/p>\n

Astfel,\u00a0asigura\u021bii care sunt indreptatiti<\/strong> s\u0103 cear\u0103 desp\u0103gubiri pentru evenimente acoperite de poli\u021bele \u00eencheiate cu Carpatica Asig trebuie s\u0103 se adreseze direct Fondului de Garantare a Asigura\u021bilor (FGA).<\/strong><\/span><\/em>\u00a0Se face astfel, \u00a0o cerere de plat\u0103 \u0219i anumite documente justificative.<\/p>\n

Ce spune ASF?\u00a0\u201eContractele pot con\u021bine clauze exprese privind denun\u021barea\/rezilierea de c\u0103tre oricare dintre p\u0103r\u021bi. \u00cen cazul \u00een care astfel de clauze nu sunt cuprinse \u00een contract, se aplic\u0103 legisla\u021bia aferent\u0103. \u00cen Rom\u00e2nia, Codul Civil prevede c\u0103 un contract poate fi denun\u021bat \u00een termen de 20 de zile calculate de la data la care cealalt\u0103 parte prime\u0219te notificarea privind denun\u021barea contractului\u201d.<\/em><\/p>\n

Ce despagubiri plateste ASF? in locul Carpatica Asig?<\/h3>\n

\u201e\u00cen cazul insolven\u021bei unei societ\u0103\u021bi de asigurare autorizat\u0103 \u0219i aflat\u0103 sub reglementarea \u0219i supravegherea ASF, creditorii de asigurare beneficiaz\u0103 de suportul FGA \u00een vederea pl\u0103\u021bii indemniza\u0163ilor \u0219i\/sau desp\u0103gubirilor datorate conform contractelor de asigurare \u00eencheiate cu societatea de asigurare. Practic, creditorii de asigurare nu mai trebuie s\u0103 se adreseze instan\u021belor judec\u0103tore\u0219ti<\/u>, dec\u00e2t dac\u0103 doresc acest demers sau dac\u0103 suma pe care o solicit\u0103 dep\u0103\u0219e\u0219te plafonul de garantare legal\u201d.<\/em><\/p>\n

Care este momentul la care\u00a0FGA poate face pl\u0103\u021bi c\u0103tre clien\u021bii Carpatica Asig?<\/p>\n

Reglement\u0103rile aflate \u00een vigoare stabilesc \u00een mod clar c\u0103 acesta este reprezentat de data la care decizia judec\u0103toreasc\u0103 de intrare \u00een faliment r\u0103m\u00e2ne definitiv\u0103<\/strong>. Pentru ca asigura\u021bii s\u0103 \u00een\u021beleag\u0103 mai u\u0219or, trebuie precizat c\u0103 o hot\u0103r\u00e2re judec\u0103toreasc\u0103 devine definitiv\u0103:<\/p>\n

    \n
  • dac\u0103 nu este atacat\u0103 cu apel, \u00een termenul legal;<\/li>\n
  • dac\u0103 este dat\u0103 \u00een apel, f\u0103r\u0103 drept de recurs;<\/li>\n
  • dac\u0103 nu este atacat\u0103 cu recurs, \u00een termenul legal.<\/li>\n<\/ul>\n

    Atentie – Cererile de despagubire nu se mai inregistreaza la CARPATICA!<\/h2>\n

    \u201eDup\u0103 transmiterea cererii, ve\u021bi fi contactat de FGA \u00een vederea deschiderii dosarului de daun\u0103 \u0219i a constat\u0103rii pagubelor. FGA va comunica \u00een scris p\u0103r\u0163ii prejudiciate documentele ce trebuie depuse pentru solu\u0163ionarea preten\u0163iilor de desp\u0103gubire<\/u> (poli\u0163a\/contractul de asigurare, documentele care atest\u0103 producerea evenimentului asigurat, emise de autorit\u0103\u0163ile publice competente sau alte documente din care s\u0103 reias\u0103 cauzele \u0219i \u00eemprejur\u0103rile evenimentului, \u00eentinderea daunei, acte privind interesul patrimonial, documente justificative privind cuantumul desp\u0103gubirii etc.)\u201d<\/em>,<\/p>\n<\/div>\n

     <\/p>\n

    Ce facem daca ASF nu incepe plata despagubirilor?<\/div>\n
    Evident, situatia idilica de a primi plata despagubirii in termenii contractuali, este spulberata, deci cei care au in aceste momente probleme cu plata despagubirilor vor trebui sa se astepte ca dosarele lor de despagubire sa fie prelungite o buna perioada de timp.<\/div>\n
    Da, vor putea fi cerute despagubiri, insa doar in contextul in care ASF in termenul legal(Adica dupa intrarea in faliment al CARPATICA) nu remedieaza plata despagubirilor.<\/div>\n
    <\/div>\n
    Avocat Cuculis<\/div>\n
    avocat@indrumari-juridice.eu<\/div>\n","protected":false},"excerpt":{"rendered":"

    Informatii Importante Daca Aveti Polita De Asigurare La Carpatica – Avocat Cuculis In perioada anterioara apropierii falimentului Carpatica, venit dupa retragerea autorizatiei de functionare si restrangerea pana la suprimare a dreptului de a emite polite, sa nu uitam ca si Astra Asigurari a avut aceeasi soarta.Astfel trebuie sa mentioan ca toti clien\u021bii Carpatica Asig sunt […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[4],"tags":[2901],"class_list":["post-72612","post","type-post","status-publish","format-standard","hentry","category-avocat-instanta-raspunsuri-juridice","tag-despagburii-carpatica"],"yoast_head":"\nCe Fac Daca Am Asigurare La Carpatica? 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Cuculis&Asociatii gestioneaza 52000 de dosare cu o experienta de necontestat pe tot planul juridic din intreaga tara. \\\"Nimeni nu este mai presus de lege, spune un principiu al echitatii, egalitatii si moralitatii. Biroul de Avocatura Cuculis si Asociatii s-a remarcat prin promptitudinea prin care a raspuns intodeauna nevoilor zilnice ale justitiabililor cu raspunsuri ferme de cel mai inalt grad profesional si cu dedicatie si pasiune, astfel desavarsind arta Dreptului. A face avocatura nu inseamna sa stai la un birou asa cum probabil marea majoritatea ar putea sa descrie munca de avocat. A fi un avocat inseamna sa te pui in situatia clientului sa ii intelegi probleme ca si cum ar fi a ta, sa mergi in fata justitiei si sa pui problema in modul cel mai favorabil si just pentru clientul tau. Inseamna sa analizezi toate compenentele unui dosar si sa-i faci radiografia precum un doctor apoi sa te pronunti si sa-i pui un diagnostic. 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Cuculis&Asociatii gestioneaza 52000 de dosare cu o experienta de necontestat pe tot planul juridic din intreaga tara. \"Nimeni nu este mai presus de lege, spune un principiu al echitatii, egalitatii si moralitatii. Biroul de Avocatura Cuculis si Asociatii s-a remarcat prin promptitudinea prin care a raspuns intodeauna nevoilor zilnice ale justitiabililor cu raspunsuri ferme de cel mai inalt grad profesional si cu dedicatie si pasiune, astfel desavarsind arta Dreptului. A face avocatura nu inseamna sa stai la un birou asa cum probabil marea majoritatea ar putea sa descrie munca de avocat. A fi un avocat inseamna sa te pui in situatia clientului sa ii intelegi probleme ca si cum ar fi a ta, sa mergi in fata justitiei si sa pui problema in modul cel mai favorabil si just pentru clientul tau. Inseamna sa analizezi toate compenentele unui dosar si sa-i faci radiografia precum un doctor apoi sa te pronunti si sa-i pui un diagnostic. De aceea putem sa spunem ca avem cei mai buni avocati din Romania alaturi de noi, cu peste 30 de ani de experienta in domeniul avocaturii si justitiei Romanesti. Credem in buna aplicare a legii si fiecare dosar il tratam extrem de confidential si serios. Toti avocatii colaboratori sunt membrii ai UNBR, admisi cu rezultate deosebite, dar cu o puternica experienta, specializati in domenii complexe si vaste ale vietii juridice. 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